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Residential · Panels & service

Electrical Panel Upgrades in St. Charles & St. Louis County

An electrical panel upgrade replaces the breaker box that feeds every circuit in your home, most often moving a 100-amp service to 200 amps or replacing a Federal Pacific, Zinsco, Pushmatic or Challenger panel. You likely need one if breakers trip often, the panel cover feels warm, or you are adding an EV charger, heat pump or hot tub. Our licensed electricians handle the permit, the Ameren coordination and the inspection, and most upgrades are finished in one day.

MO License #20250016884.9 Star Average. 410+ Reviews.In Business Since 2010Cottleville, MO

Problem Solver

Electrical Problem Solver

Pick what you're noticing. We'll tell you what it usually means, how urgent it is, and what fixes it.

Safety first

Burning Smell, Scorch Marks or Sparks

A burning or hot-plastic smell from an outlet, switch or the panel usually means wiring or a connection is overheating.

If you see smoke, sparks or flames, get everyone out and call 911. If it is safe to reach, switch off the affected breaker or the main. First Choice Electric is not an emergency service; once the area is safe, book a repair visit and we will find and fix the cause.

Burnt and melted wiring inside an outdoor service box in St. Charles
Heat damage inside an outdoor service box in St. Charles, MO. The whole service was replaced.

Common causes

  • Loose or overheated connection
  • Overloaded circuit
  • Failing breaker or panel bus
  • Damaged wiring inside a wall

Signs You Need This

Breakers trip frequently
Your panel can't handle your electrical load. This is especially common in homes with 100-amp service trying to run modern appliances.
Lights flicker or dim
Voltage fluctuations indicate loose connections or an overloaded panel struggling to distribute power evenly.
Warm or hot panel cover
Heat means electrical resistance, often from loose connections, corroded bus bars, or failing breakers. This is a fire hazard.
Burning smell near panel
Melting insulation or arcing inside the panel is a fire risk. If you see smoke, sparks or flames, get everyone out and call 911. If it is safe to reach, switch off the main breaker and leave it off. First Choice Electric is not an emergency service; once the area is safe, book a repair and we will prioritize it.
Rust or corrosion visible
Moisture has entered the panel, corroding connections and creating dangerous conditions. Common in older panels.
Panel is a dangerous brand
Federal Pacific, Zinsco, Pushmatic, and Challenger panels have documented safety issues and should be replaced regardless of age.
Adding major appliances
EV chargers (40-50A), heat pumps (30-60A), hot tubs (50A), and other large loads often require a panel upgrade to 200A.
Insurance requires replacement
Many insurers now require dangerous panel replacement or won't cover fire damage from electrical causes.
Home is 30+ years old
Panels installed before 1990 were designed for 1990 electrical loads. Modern homes use 2-3x more electricity.
Pricing

What It Costs

An estimate, not a quote. Estimates for installs and upgrades are free; your exact flat price comes after we see the job, and it's the price you pay.

Standard 200A Panel Upgrade

$2,500–$4,500

  • New 200-amp main breaker panel (Square D, Siemens, or Eaton)
  • All new circuit breakers with proper labeling
  • Required AFCI breakers for bedrooms and living areas
  • GFCI breakers for kitchen, bathroom, garage, outdoor circuits
  • Whole-home surge protection device
  • All permits and inspection fees
  • Ameren coordination and reconnection
  • Lifetime workmanship warranty

With Meter Base Replacement

Add $1,200–$2,500

  • Everything in standard upgrade, plus:
  • New 200-amp meter base and weatherhead
  • Service entrance cable replacement
  • Utility coordination for meter installation

Required when upgrading from 100A to 200A service

Smart Panel Upgrade

$4,500–$7,500

  • Span Smart Panel with app control
  • Individual circuit monitoring and control
  • Solar and battery ready
  • EV charging optimization
  • Remote shutoff capability
  • Everything in standard upgrade included

Meter Base Replacement Only

$1,200–$2,500

  • New 200A meter base
  • Service entrance cable replacement
  • Weatherhead and mast (if needed)
  • All Ameren coordination
  • Permits and inspection
  • Power restoration same day

When panel is already 200A but meter base needs replacement

400A Service Installation

$8,000–$15,000

  • 400A meter base and CT cabinet
  • Dual 200A panels or 400A rated panel
  • Heavy service entrance conductors
  • Utility coordination for 400A supply
  • Load calculations and circuit planning
  • All permits and inspections

Large homes with all-electric systems, shops, pools

Equipment we install: Span Smart Panel, Square D Homeline, Siemens SN Series, Eaton BR Series.

More detail and tools on panelupgradestl.com.

How It Works

From First Visit to Final Inspection

Typical job: 6-8 hours.

  1. Free Assessment

    A licensed electrician visits your home to inspect your current panel, evaluate its condition, identify any safety concerns, and calculate your electrical load requirements. We'll photograph your setup, check for code violations, and assess whether your meter base needs replacement. This visit is completely free with no obligation.

  2. Detailed Quote

    Within 24 hours, you'll receive a detailed written estimate breaking down every cost: panel, breakers, labor, permits, and any additional work like meter base replacement. No surprises, no hidden fees. We explain exactly what's included and answer any questions before you decide.

  3. Permit & Scheduling

    Once you approve the estimate, we pull all required permits from your municipality and coordinate with Ameren to schedule the temporary power disconnect. We handle all the paperwork and utility communication, so you don't need to make any calls.

  4. Professional Installation

    On installation day, our licensed electricians arrive on time with all materials. We disconnect the old panel, install your new panel with fresh breakers and proper labeling, and ensure every connection meets NEC code requirements. Most installations take 6-8 hours.

  5. Code Inspection

    We schedule same-day inspection whenever possible. The municipal inspector verifies our work meets all electrical codes. We stay on-site during inspection and address any questions immediately.

  6. Power Restoration

    After passing inspection, we coordinate with Ameren to restore your power, typically within 1-2 hours. We don't leave your home until the lights are on, we've tested every circuit, and you're completely satisfied with the work.

Verified Reviews

What Homeowners Say About Our Electrical Panel Upgrades

Reviews that mention this work first.

Read all reviews
google review

Don H.

google

“We have been using First Choice Electric for all of our electrical repair needs for years. Recently used them to replace our electrical panel and they did a great job. Great communication and fast service. I am very happy with all of the work that they have done and plan on having them back again for some additional work. I would highly recommend them.”

12/05/2023
google review

Jim R.

google

“They installed a 100 amp sub panel and outlets to be used for air compressor and welder in my garage. All work was quality and professional. They always showed up on time and cleaned up when work was completed. I would recommend them for any electrical work and definitely use them myself in the future.”

12/26/2022
google review

MACH I.

google

“They did a lot of electric jobs for me. In fact I'm calling them now to install new breaker box in my garage!”

11/08/2022

4.9 Star Average. 410+ Reviews. Google, Facebook, BBB and Angi.

Fully licensed and insured in Missouri:MO State License #2025001688,St. Charles County #E25-000008,St. Louis County #ES4501.Lifetime workmanship warranty on installed work.

Recent work

Photos From Recent Jobs

  • the basement panel before the pool sub-panel in Creve Coeur, MO
    new sub-panel and disconnect added for the pool in Creve Coeur, MO

    After: new sub-panel and disconnect added for the pool in Creve Coeur, MO.

    Creve Coeur
  • the old panel in St. Peters, MO
    new 200 amp panel installed in St. Peters, MO

    After: new 200 amp panel installed in St. Peters, MO.

    St. Peters
  • the old panel in the St. Charles, MO home
    new panel installed and labelled in St. Charles, MO

    After: new panel installed and labelled in St. Charles, MO.

    St. Charles
  • the original panel in a Ballwin, MO home
    new panel installed and labelled in Ballwin, MO

    After: new panel installed and labelled in Ballwin, MO.

    Ballwin
  • the original panel in a St. Ann, MO basement, ahead of a panel and service upgrade
    new panel installed and labelled in St. Ann, MO

    After: new panel installed and labelled in St. Ann, MO.

    Saint Ann
  • the original panel with hand-written labels in St. Peters, MO
    new panel, every circuit landed and labelled, in St. Peters, MO

    After: new panel, every circuit landed and labelled, in St. Peters, MO.

    St. Peters
Service area + officeMon-Fri · 8:00 AM - 4:00 PM

Licensed Electricians Across St. Charles & St. Louis Counties

Flat-rate pricing before work begins, from an office in Cottleville.

LincolnWarrenSt. LouisSt. CharlesSt. Albans
PrimaryAlso served

First Choice Electric

5377 State Route N. Suite 437, Cottleville, MO 63304

Mon-Fri 8:00 AM - 4:00 PM

(636) 240-2966

FAQ

Questions About Electrical Panel Upgrades

How much does a 200 amp panel upgrade cost in St. Louis?

A typical 100-amp to 200-amp upgrade costs $2,500-$4,500 in the St. Louis area. This includes the new panel, main breaker, circuit breakers, permits, utility coordination, and inspection. If your meter base needs replacement, add $1,200-$2,500. We provide detailed written estimates before any work begins.

How long does a panel upgrade take?

Most panel upgrades are completed in one day (6-8 hours). You'll be without power during the actual panel swap, typically 4-6 hours. We work efficiently to minimize the outage and schedule same-day inspection so your power is restored before we leave.

Do you handle permits and inspections?

Yes! We handle all permitting and coordinate same-day inspection. The permit cost is included in our quotes. We're licensed in Missouri and hold contractor licenses in St. Charles County and St. Louis County.

What's the difference between 100 amp and 200 amp service?

100-amp service was standard in homes built before 1990 and supports basic electrical loads. 200-amp service is today's standard and supports modern appliances, EV chargers, heat pumps, and multiple high-power devices simultaneously. If you're adding major appliances or your breakers trip frequently, 200-amp is likely necessary.

Do I need a new meter base too?

Often, yes. A 100-amp meter base can't support 200-amp service. If your meter base is undersized, damaged, or doesn't meet current Ameren requirements, we'll include replacement in your quote. The meter base adds $1,200-$2,500 to the project.

How do I know if my panel is dangerous?

Look for these brand names on your panel: Federal Pacific (FPE), Zinsco, Pushmatic/Bulldog, or Challenger. Also watch for warning signs: warm panel cover, burning smell, scorched breakers, rust, or breakers that won't stay reset. If you notice any of these, call us for a free safety inspection.

Will my insurance require a panel upgrade?

Many insurance companies require replacement of Federal Pacific, Zinsco, or other recalled panels. They may refuse coverage or charge higher premiums until the panel is replaced. If you have a dangerous panel brand, check with your insurer. We can provide documentation after replacement.

Can I upgrade my panel and add an EV charger at the same time?

Absolutely! This is actually the most efficient approach. We can pull all permits together and complete both the panel upgrade and EV charger installation in one project. Many customers bundle these services.

What happens with Ameren during the upgrade?

Once you approve the estimate, we coordinate with Ameren to confirm the scope of work. We pull permits and schedule the temporary disconnect. After installation and same-day inspection, we contact Ameren to restore your power. You don't need to coordinate anything. We handle it all.

Will a 200 amp upgrade increase my electricity bill?

No. The panel capacity only determines how much power your home can use simultaneously. It doesn't increase consumption. Your bill depends on what you actually use, not your panel size. Think of it like a larger pipe: more capacity, but you only pay for what flows through.

What brands of panels do you install?

We install panels from Square D (QO and Homeline series), Siemens (PN and SN series), Eaton (BR and CH series), and Span (smart panels). All are quality UL-listed panels backed by manufacturer warranties. We don't install budget-grade panels. Your safety isn't worth the savings. For customers wanting smart home integration, we install and commission Span smart panels with app control and individual circuit monitoring.

Can I stay home during the panel upgrade?

Yes, though you'll be without power for 4-6 hours during the actual panel swap. Many customers work from home using a laptop battery or mobile hotspot, run errands during the outage, or plan the upgrade for a day they'll be away. We can coordinate timing to minimize disruption. Your water heater and refrigerator will be fine for the outage duration.

Can I upgrade to 400-amp service?

Yes, for large homes with high electrical demands (all-electric, EV chargers, pools, workshops). We'll assess if your utility can provide 400A.

Will the utility replace my meter?

Yes. Ameren provides and installs the meter at no charge after we complete the meter base upgrade and pass inspection.

Do I need a service upgrade for solar panels?

It depends on your current service size and solar system capacity. Solar systems and battery backups like Powerwalls often require 200A service minimum. We'll assess and recommend accordingly.

Our remodeling partner

Is this part of a bigger remodel?

If the walls are coming down, the basement is getting finished or the deck is going in, SC2 Contracting builds it and we do the electrical, on one schedule. Talk to Sean first and both trades show up in one quote; or book us and we will bring Sean in.

Get Your Flat Price for Electrical Panel Upgrades

Most estimates booked within 1-3 business days.