Electrical Panel Replacement: Understanding the Cost Factors
Panel replacement costs vary widely—from $1,500 to over $5,000. Understanding what drives that range helps you evaluate estimates and make informed decisions about your project.
The Big Picture: What Affects Panel Costs?
Panel replacement pricing depends on several factors:
- Panel capacity (amperage)
- Current electrical system condition
- Location and accessibility
- Required upgrades
- Permit and inspection requirements
- Utility coordination
Let's break down each one.
Panel Capacity (Amperage)
Bigger panels cost more—but not always by much:
| Panel Size | Typical Panel Cost | Total Installed |
|---|---|---|
| 100-amp | $75-$250 | $1,200-$2,500 |
| 150-amp | $150-$350 | $1,500-$3,000 |
| 200-amp | $200-$500 | $1,800-$3,500 |
| 400-amp (dual 200) | $400-$1,000 | $3,000-$5,500 |
Key insight: Labor is the biggest cost component. The jump from 100 to 200 amps often isn't much more expensive—making 200-amp the better value for most homes.
Current System Condition
What's behind your walls matters more than the panel itself:
Good Condition - Modern wiring compatible with new panel - Properly sized service entrance cable - No code violations to correct - Impact: Straightforward swap
Needs Updates - Aluminum wiring requiring special connectors - Undersized service entrance cable - Missing ground or bond connections - Outdated meter base - Impact: Add $500-$2,000
Major Issues - Extensive rewiring needed - Code violations requiring correction - Damage from pests, water, or fire - Structural modifications needed - Impact: Add $2,000-$10,000+
Location and Accessibility
Easy access = lower costs: - Panel in open garage or basement - Ground-level installation - Clear working space
Difficult access = higher costs: - Panel in finished space (drywall removal/repair) - Multiple stories between panel and service entrance - Limited working space requiring extra time - Relocating panel to different location
Moving a panel: Typically adds $1,000-$3,000 depending on distance and complexity.
Required Upgrades
Code changes mean new panels often require additional work:
AFCI Protection Modern code requires arc fault protection in most living spaces. Add $40-$100 per circuit for AFCI breakers.
GFCI Protection Bathrooms, kitchens, outdoors, and garages need GFCI protection. Add $40-$80 per circuit.
Whole-House Surge Protection Not required but highly recommended. Add $300-$600.
Grounding System Updates Older homes often need grounding improvements. Add $200-$800.
Permit and Inspection Costs
Panel replacement requires permits almost everywhere:
- Permit fees: $50-$300 depending on municipality
- Inspection: Usually included in permit fee
- Time factor: Allow 1-2 weeks for permit processing
Why permits matter: - Required for insurance claims - Required for home sales - Ensures work meets safety codes - Protects your investment
Utility Coordination
Upgrading service capacity often involves your utility company:
What they handle: - Disconnecting and reconnecting service - Upgrading the utility-side connection if needed - Installing new meter
Costs: - Simple disconnect/reconnect: Often free or $100-$200 - Service upgrade: May be free or up to $1,500 - New service run: $2,000-$5,000+ (rare)
Timeline: Allow 1-4 weeks for utility coordination.
Hidden Cost Factors to Ask About
When comparing estimates, ask:
- Is permit fee included?
- Is drywall repair included if walls are opened?
- What happens if we find additional problems?
- Is whole-house surge protection included?
- What's the warranty on labor?
Why Estimates Vary So Much
Two electricians might quote $2,000 and $3,500 for the "same" job. Common reasons:
Scope differences: - One includes surge protection, one doesn't - One includes AFCI everywhere, one only where required - Different material quality
Assessment differences: - One sees potential problems and includes them - One provides minimum estimate and will charge extra
Business model: - Established company vs. one-person operation - Warranty and support differences - Overhead and insurance costs
Getting Accurate Estimates
To get apples-to-apples comparisons:
- Get written estimates with detailed breakdowns
- Ask what's included and what's not
- Ask about contingencies for unexpected issues
- Verify the same scope is being quoted
- Consider total value, not just price
Ready for Your Panel Assessment?
We provide detailed written estimates with clear breakdowns. No surprises, no pressure—just honest assessment of what your home needs.
Schedule your free panel assessment and get a clear picture of your options and costs.